Nowadays many apps allow you to integrate payment systems into your smartphones, thus avoiding payments by cash and card.
Mobile payment is becoming increasingly popular among users and has spread almost all over the world. However, we are obliged to remember the passwords and be careful to keep our cards safe.
But here technology helps us making it easy and fun at the cashier.
And therefore, we find several solutions in the market.
MasterCard that has developed an app to pay with selfies, just like those we have posted on social media at least once.
How does it work? Simple, when you download the app you take a selfie, which is preserved and serves as a model. Before the payment, a notification is sent to the user and identification is required via the app. And this is precisely the time to click on the camera.
Having tested, we find authentication systems secure and almost impossible to bypass.
The first is called SKULLCONDUCT and uses the microphone or headset to record the vibration of the skull movements from chewing, and thus the vibration of the consumer’s jaw.
The second method is called SayPay. What is the factor that differentiates us more than anything else does? The voice. Consumers can authorize a payment via their voice, which now serves as OTP, without having to remember their password every time.