No signs of stopping the spread of online scams.
Among these phishing is on the top, a type of scam done on the Internet through which an attacker tries to trick the victim into believing to provide personal information, financial data or access codes, posing as a trustworthy entity in a digital communication.
According to Kaspersky Lab, almost 44% of phishing is of a financial nature.
It explodes at moments like clearance sales, the deals, the American Black Friday, Christmas, Back to school, circumstances during which users perform more transactions and shopping online.
The financial phishing targets generally the details of the credit cards of those who buy online, then access their bank accounts.
Usually the scammers create false pages very similar to the known payment systems interfaces, sometimes directly copying the websites of online retailers hoping to confuse customers.
The new frontier of online phishing is even more sophisticated and involves the creation from scratch of fake online stores, complete with photos of the items for sale and their prices: the goal is to get people to buy directly from the fake site and pocket transactions .
In the face of these continuing and increasingly sophisticated threats, we must be using Alert tools.
Such as OTP. A One-Time Password (password used only once) is a password that is only valid for a single login session or transaction. The OTP avoids a number of shortcomings associated with the use of traditional passwords (static). The most important problem that is solved by OTP is that, in contrast to the static password, it is not vulnerable to attacks with replication. This means that if a potential intruder is able to intercept an OTP which has already been used to access a service or execute a transaction, will not be able to reuse it, as it will no longer be valid. On the other hand, an OTP can not be stored by a person. This therefore requires additional technology to be used.
Ubiquity also runs the OTP code via SMS to complete the secure authentication systems or for authorization of dispositive functions. The service can be arranged for the generation and the management of the life cycle of the OTP code or for the simple forwarding to the end user.
The service OTP via SMS is an effective and safe way to reach users directly on mobile phones, replacing the token with a text message that can be requested if necessary by the user, while also allowing companies to reach a wider number of contacts with a low cost of implementation and use.
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